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Key Votes

SB 530 - Payday Lending Regulations - Key Vote

Wisconsin Key Votes

Randy Hopper voted Nay (Passage) on this legislation.

Read recent statements Randy Hopper made in this general time period.

Stages

Family

Issues

Stage Details

Legislation - Vetoed (Line Item Veto) (Executive) -

Title: Payday Lending Regulations

Vetoed by Governor Jim Doyle III

Legislation - Concurrence Vote Passed (House) (72-25) -
Note:

NOTE: THIS IS A VOTE ON CONCURRENCE WITH THE AMENDMENT(S) PASSED BY THE PREVIOUS CHAMBER, RATHER THAN A VOTE ON THE ENTIRE BILL TEXT.

Legislation - Concurrence Vote Passed (Senate) -
Legislation - Bill Passed (House) (60-38) - (Key vote)
See The Voting Record
Legislation - Bill Passed (Senate) (21-12) - (Key vote)

Title: Payday Lending Regulations

Vote Smart's Synopsis:

Vote to pass a bill that regulates payday loan transactions.

Highlights:
-Specifies that no payday lender may operate in a county unless it receives a permit to do so from the county zoning agency; and that a permit shall not be issued if the payday lender would be located within 1500 feet of another payday lender or within 150 feet of a single-family or 2-family residential zoning district (Sec. 4). -Requires any person involved in payday loan transactions, or who will charge interest or assess a finance charge on a consumer loan in excess of 18 percent per year, to first obtain a license from the Division of Banking of the Department of Financial Institutions (Sec. 9). -Requires the applicant to pay to the division a nonrefundable $300 fee for investigating their application and a $500 annual license fee along with any additional funds requested as necessary (Sec. 9). -Requires every licensee to make an annual report to the division for each calendar year beginning March 15 of the following year in accordance with the form and manner prescribed by the Division of Banking (Sec. 11). -Specifies that if a payday loan is not paid back in full, a licensee may charge, after the maturity date, interest not exceeding 2.75 percent per month (Sec. 14).
Note:

NOTE: THIS IS A SUBSTITUTE AMENDMENT, WHICH REPLACES THE ENTIRE TEXT OF THE LEGISLATION WITH A NEW TEXT. THE DEGREE TO WHICH THE SUBSTITUTE BILL TEXT DIFFERS FROM THE PREVIOUS VERSION OF THE TEXT CAN VARY GREATLY.

See The Voting Record

Legislation - Introduced (Senate) -

Title: Payday Lending Regulations

Sponsors

Co-sponsors

  • Jason M. Fields (WI - D) (Out Of Office)

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